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Your loan includes a “Promotional Period” which is shown in the Truth in Lending Disclosures of your Loan Agreement. During that promotional period, interest is billed to your loan, but you are NOT REQUIRED TO PAY that interest YET.
When you repay the entire purchase balance before the end of the promotional period, all interest billed to your account during the promotional period will be waived. If you do not repay the entire purchase balance before the end of the promotional period, you will be responsible for repaying the interest that was billed to your account during the promotional period and any interest that is subsequently billed to your account.
Actually even with “Less than Perfect” credit at West Shore Home all customers qualify for the Zero-Risk Assurance Plan. The Zero-Risk Assurance Plan offers “No Money Down” for all customers who qualify for flexible payment options regardless of credit. This eliminates the worry of the contractor skipping with your money.
Never a Problem for West Shore Home customers. We have partnered with the Nation’s Top Lenders to make all projects affordable on any budget, even if that means starting your payments a few months after your Home Project is installed.
West Shore Home has an entire department dedicated to creating the best programs for all credit situations. We don’t just send an application in and let a computer say YES or NO. We work with all of our Lenders and fight for our customers to receive the lowest payments and best rates in the industry.
At West Shore Home, Soft Credit Pull technology is used with all participating Lenders so that shopping for the best rates has minimal effect on your Personal Credit Score.
All of our lenders start your payments after your Home Project is completed.